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Welcome to Pilot

Let's set up your money. It only takes a minute.

Net worth
$0.00
Link an account to see your balance
💸
Cash flow
No data yet
🔁
Subscriptions
None tracked
April 2026
Transactions
📋
No transactions yet
Link a bank or card and your transactions will appear here automatically.
This month
Budget

New category

Pick a name, icon, and a monthly limit.

$
Transactions from these merchants will be auto-tagged. Tap to remove.
All in one
Accounts
Net worth
$0.00
Link an account to begin
🔒
Bank-level security
256-bit encryption · Read-only · Your bank credentials are never stored on our servers
All features
More
Bills & Payments

New bill

Track a one-time or recurring payment.

$
Credit Score
782
Excellent · top 25%
Updated today · TransUnion
Last month
+12 pts
vs avg
+68 pts
What's helping you
Payment history · 100%
High · 35% of score
Excellent
Credit utilization · 8%
High · 30%
Excellent
Credit age · 6yr 4mo
Medium · 15%
Good
Account mix · 4 types
Low · 10%
Excellent
Recent inquiries · 1
Low · 10%
Good
Total debt
$2,082
Across 1 card · 8% utilization
$2,082 used$26,000 limit
AI Assistant
👋 Hey Azar! I can answer anything about your money. Try asking about spending, savings, or projections.
How much did I spend on coffee last month?
In March you spent $76 on coffee across 11 visits — averaging $6.91. Blue Bottle was your most frequent (8 visits, $54). You're trending higher this month: $94 with 8 days left.
Can I afford a $1,200 trip next month?
Yes — comfortably. After May rent ($1,450) and bills (~$340), you'll net +$1,050. Your Japan vault has $2,840, but I'd recommend pulling from May's unallocated $480 budget instead. Want me to set up a $1,200 sub-goal?
Goals & Vaults

New goal

Pick a name, target amount, and timeline.

$
$
Locked vaults can't be withdrawn until the target date — helps you stay disciplined.

Add money

How much to add to this vault?

$0
Send Money
$42
Send to
S
Sam Kim
@samk · roommate
›
M
Maya Chen
+1 (415) 555-0123
›
J
Jordan Lee
@jordan
›
R
Riley Brown
+1 (510) 555-0142
›
Invest
Portfolio value
$28,160.42
↗ +$708 · +2.58% today
Holdings
VTSAX
Vanguard Total Stock
$16,248
+2.6%
VTIAX
Vanguard Total Intl
$6,194
+2.4%
BND
Vanguard Total Bond
$3,378
–0.8%
Watchlist
AAPL
Apple Inc
$248.32
+1.2%
NVDA
NVIDIA
$892.40
+3.8%
TSLA
Tesla
$262.18
–2.1%
MSFT
Microsoft
$418.92
+0.8%
Tax Tracker · 2026
Estimated tax owed
$8,420
Q2 due Jun 17 · $2,105 set aside
25% saved · $6,315 to go
Income
$34.2k
Deductions
$4,820
Eff. rate
24.6%
Deductible expenses
🏠
Home office$2,400
Rent portion · auto
💻
Software & tools$1,180
Adobe, ChatGPT, Notion
🚗
Business mileage$640
958 mi · IRS rate $0.67
🍽
Business meals · 50%$420
7 transactions tagged
📚
Education$180
Online courses
Quarterly estimates
Q1 2026
Paid Apr 15 · $2,105
✓
Q2 2026
Due Jun 17 · 56 days
$2,105
Q3 2026
Due Sep 15
$2,105
Net Worth Forecast
Projected by Dec 2026
$58,420
↗ +$16,102 from today
Past Projected
Assumptions
↑
Monthly income
$2,840 net
Adjust ›
💰
Savings rate
32% · $920/mo
Adjust ›
📈
Investment return
7% annual avg
Adjust ›
📊
Inflation
2.8% annual
Adjust ›
Milestones
$50k
First $50k net worth
Projected: Sep 2026
5 mo
$100k
$100k net worth
Projected: Apr 2029
3 yr
FI
Financial independence
25× expenses · ~$960k
21 yr
Receipts
📸
Snap a receipt
OCR auto-fills merchant, date, amount, category
Recent receipts
Whole Foods
🧾
$47.99
Today
Joe's Pizza
🧾
$19.98
Apr 20
Shell
🧾
$19.99
Apr 19
Trader Joe's
🧾
$48.20
Apr 21
Multi-Currency
Primary currency
USD · $42,318
Equivalent net worth across 4 currencies
Your balances
🇺🇸
USD · US Dollar
Primary · 4 accounts
$42,318
🇪🇺
EUR · Euro
€2,140 · Wise
$2,290
🇬🇧
GBP · British Pound
£480 · Revolut
$612
🇯🇵
JPY · Japanese Yen
¥48,200 · Travel cash
$310
Live rates
🇺🇸→🇪🇺
USD → EUR
2 min ago
0.9342
🇺🇸→🇬🇧
USD → GBP
2 min ago
0.7842
🇺🇸→🇯🇵
USD → JPY
2 min ago
155.42
Subscriptions
Reports & Insights
Notifications
Security
Unusual charge: $248.99 at Best Buy. Was this you?
🍕
Dining budget at 93%
2 hours ago
›
🔁
ChatGPT raised to $20
Yesterday · was $15
›
💸
Payroll deposited · $2,840
Yesterday
›
★
Credit score up 12 points
2 days ago · now 782
›
🔒
Japan vault hit 47%
3 days ago
›
Settings & Security
A
Azar
azar@example.com
Security
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Password
Last changed 2 months ago
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Two-factor auth
Email verification code
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Face ID / Touch ID
Not enrolled — tap to set up
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Auto-lock timer
After 1 minute
1 min ›
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Active sessions
2 devices signed in
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Privacy & data
🛡
Privacy policy
We never sell your data
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📥
Export my data
CSV / JSON
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🔗
Connected apps
3 apps with access
›
⚠
Delete account
Permanent · cannot be undone
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App
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Notifications
Budgets, bills, fraud
›
🎨
Appearance
Light · System
Light ›
💱
Currency
Primary: USD
USD ›
💬
Help & support
FAQs and contact
›
Transaction
☕
Blue Bottle Coffee
–$6.75
Today, April 22 · 12:14 pm
Category
☕
Coffee
Account
A
Amex Gold
Location
Oakland, CA
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